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Guides · England and Wales

Plain-English guides

Clear, checked explanations of how separation and divorce work in England and Wales. Read them in any order, at your own pace.

Last checked: 25 October 2026. See our sources.

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How we write these guides

Every fact in our guides comes from an official or independent public source, such as GOV.UK, MoneyHelper or Citizens Advice, and is linked so you can check it. If we couldn't check something, we've left it out. Our guides explain how things work. They aren't advice about what you should do.

Who can actually advise you

Splitt gives general guidance, not advice. For advice on your own situation, these are the people to talk to:

  • Family solicitorGives legal advice on your rights and options, and whether you're getting a fair deal. A solicitor can also ask a pension on divorce expert to look at your pensions.[1]
  • Family mediatorHelps you both work through the decisions you need to make, without taking sides. A mediator can't give advice, but is usually much cheaper than legal advice.[1]
  • Pension on divorce expert (PODE)A specialist who can examine all your pensions, write a detailed report and recommend how to split them.[1]
  • Financial adviserGives financial advice, for example on your pensions and how a settlement affects your plans for the future.[1]

Free, impartial help

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Sources

Last checked: 25 October 2026. We read every source below on that date. Rules and fees change, so check the official page before you act.

  1. Split pensions in a divorce or dissolution, MoneyHelper. https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-problems/split-pensions-in-a-divorce-or-dissolution

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