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Checklist ยท England and Wales

Sorting out the money: a checklist

Whether you've just separated or divorced years ago, it's worth making sure your finances are properly and finally sorted. Here's what to work through.

Last checked: 25 October 2026. See our sources.

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Check where you stand

List everything

Understand the options

After it's agreed

Read next

Other situations: We've just separated, We're deciding about the house, Our divorce or dissolution is under way, I'm worried about the children.

Who can actually advise you

Splitt gives general guidance, not advice. For advice on your own situation, these are the people to talk to:

  • Family solicitorGives legal advice on your rights and options, and whether you're getting a fair deal. A solicitor can also ask a pension on divorce expert to look at your pensions.[4]
  • Family mediatorHelps you both work through the decisions you need to make, without taking sides. A mediator can't give advice, but is usually much cheaper than legal advice.[4]
  • Pension on divorce expert (PODE)A specialist who can examine all your pensions, write a detailed report and recommend how to split them.[4]
  • Financial adviserGives financial advice, for example on your pensions and how a settlement affects your plans for the future.[4]

Free, impartial help

Find a mediator or family lawyer

Directories run by professional bodies. We don't recommend or receive anything from any listed professional.

Sources

Last checked: 25 October 2026. We read every source below on that date. Rules and fees change, so check the official page before you act.

  1. How to sort out your money on divorce or dissolution, MoneyHelper. https://www.moneyhelper.org.uk/en/family-and-care/divorce-and-separation/how-to-sort-out-your-finances-on-divorce-or-dissolution
  2. Clean break or spousal maintenance after divorce or dissolution, MoneyHelper. https://www.moneyhelper.org.uk/en/family-and-care/divorce-and-separation/clean-break-or-spousal-maintenance-after-divorce-or-dissolution
  3. Find pension contact details, GOV.UK. https://www.gov.uk/find-pension-contact-details
  4. Split pensions in a divorce or dissolution, MoneyHelper. https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-problems/split-pensions-in-a-divorce-or-dissolution
  5. Application for a State Pension forecast on divorce or dissolution (BR20), GOV.UK. https://www.gov.uk/government/publications/application-for-a-state-pension-forecast-on-divorce-or-dissolution-br20
  6. Free pensions and divorce or dissolution appointment, MoneyHelper. https://www.moneyhelper.org.uk/en/family-and-care/divorce-and-separation/divorce-dissolution-pensions-appointment
  7. Money and property: if you agree (consent order), GOV.UK. https://www.gov.uk/money-property-when-relationship-ends/apply-for-consent-order

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