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Checklist · England and Wales

Deciding about the house: a checklist

What happens to the home is often the biggest decision. These are the questions to work through, and the facts to find out, before you agree anything.

Last checked: 25 October 2026. See our sources.

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Understand the options

Find out the numbers

Think about the children

Protect your position

Make it legally binding

Read next

Other situations: We've just separated, Our divorce or dissolution is under way, We're sorting out the money, I'm worried about the children.

Who can actually advise you

Splitt gives general guidance, not advice. For advice on your own situation, these are the people to talk to:

  • Family solicitorGives legal advice on your rights and options, and whether you're getting a fair deal. A solicitor can also ask a pension on divorce expert to look at your pensions.[5]
  • Family mediatorHelps you both work through the decisions you need to make, without taking sides. A mediator can't give advice, but is usually much cheaper than legal advice.[5]
  • Financial adviserGives financial advice, for example on your pensions and how a settlement affects your plans for the future.[5]
  • Pension on divorce expert (PODE)A specialist who can examine all your pensions, write a detailed report and recommend how to split them.[5]

Free, impartial help

Find a mediator or family lawyer

Directories run by professional bodies. We don't recommend or receive anything from any listed professional.

Sources

Last checked: 25 October 2026. We read every source below on that date. Rules and fees change, so check the official page before you act.

  1. Dividing the family home and mortgage during divorce or dissolution, MoneyHelper. https://www.moneyhelper.org.uk/en/family-and-care/divorce-and-separation/dividing-the-family-home-and-mortgage-during-divorce-or-dissolution
  2. Stay in your home during a separation or divorce, GOV.UK. https://www.gov.uk/stay-in-home-during-separation-or-divorce
  3. Money and property: if you agree (consent order), GOV.UK. https://www.gov.uk/money-property-when-relationship-ends/apply-for-consent-order
  4. Money and property: tax when transferring assets, GOV.UK. https://www.gov.uk/money-property-when-relationship-ends/tax
  5. Split pensions in a divorce or dissolution, MoneyHelper. https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-problems/split-pensions-in-a-divorce-or-dissolution

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